Plan B coverage is limited to Medicare-approved charges. This means that you may be responsible for paying any additional out-of-pocket expenses.

Medicare Supplements

Plan B

The standardized Medicare Supplement Plan B covers the same basic benefits as Plan A and the Medicare Part A deductible. It is available in most states. This plan may leave risks for medical costs to you because Plan B does not cover excess charge (the amount a health care provider charges above the Medicare-approved amount) or foreign travel benefits.

Plan B include:

Coverage for hospitalization
Medical expenses
Blood coverage up to the first three pints of blood each year and other basic benefits

Hospitalization includes Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits expire. Plan B includes the Medicare Part A Hospice Care coinsurance or co-payment.

Plan B does not cover several of the benefits that more comprehensive plans cover:

Medicare Part B deductible
Skilled nursing facility coinsurance
Foreign travel emergency care

Plan B does not cover at home recovery or preventive care, however, if you have Medicare Part B, this already covers preventive services, as well as mental health outpatient care and limited outpatient prescription drugs, among other medically necessary services.